Direct Clients

Boost Your Score

"The Credit Coach" adds your name as an authorized user on credit cards with high limits, low balances and long history of payments made on time. As a result of this, your credit card limit increases as well as your credit score. As an authorized user you cannot make changes to the account or use the credit on the account. However, you will still receive the benefits of being a part of a good standing credit card.

Our Process


Step 1
Browse and Select Tradeline

Step 2
Contact Us

Step 3
Submit Form and Documents

Step 4
Make A Payment

Step 5
Watch FICO Boost

In many cases FICO® 08 is used under the basis to approve you for loans and mortgages. Sadly low credit scores force consumers into higher interest rates costing thousands over the course of some loans. “Piggy Backing” a tradeline can increase your FICO® 08 and lower the interest of these loans saving you money.


Your credit score in many cases effects intrest rates and boosting it allows you to save money in the long run of a multitude of loans you can apply for. Boosting your score also helps when employeers take special intrest in seeing what a potential employees credit score is.


The Boost to your credit score is gaureenteed to appear within 60 days and in many cases less


Greater boosts relies directly on the following

1. Getting involved on a tradeline with a higher limit
2. Obtaining multiple tradelines in your name
3. Becoming an Authorized user on a longer standing tradeline


No, we do not. We can, however, refer you to someone who does.


After being removed as an authorized user it could stay on your report for several years. In some cases it is removed after 60 days.


Once you close on a loan, the bank is contractually bound to hold those loan terms and conditions as agreed in your contract. They cannot change the terms solely because your status as an Authorized User has been removed after closing. You will likely continue to qualify for the lower rates, as long as your loan closes before, and if, the tradelines fall off your credit report.


We can help repair and boost business credit, which reports to a different agency then your personal credit. You can also ask about business and personal loan programs we provide.

Contact Us Today!




How It Benefits

Through a method known as “credit piggybacking,” TheCreditCoach adds you as an Authorized User (AU) to one or more high limit, low balance, seasoned credit cards, which drastically improves your credit score rapidly! While you do not receive the physical card or ability to use the credit line, you will receive the amazing benefit of having that particular credit card “copied and pasted” on to your credit report. This extreme increase in the limit to balance (utilization) ratio and overall average age of the revolving accounts on your credit report gives you the biggest possible FICO® score boost in 60 days or less, guaranteed! To learn more about how your credit works, and how piggybacking can boost your credit score, click the button below.

How It's Legal

In Regards to “Regulation B” of the “Equal Credit Opportunity Act” our Attorneys have spoken to the Attorney General to make sure being added to existing credit cards is legal. They determined that being added as an authorized user is legal and allowed under the “Fair Credit Reporting Act”.