Our Process
How We Can Help
We are a company dedicated to fixing your credit score so you have the edge when trying to get the lowest interest rates when making purchases.
"The Credit Coach" adds your name as an authorized user on credit cards with high limits, low balances and long history of payments made on time. As a result of this, your credit card limit increases as well as your credit score. As an authorized user you cannot make changes to the account or use the credit on the account. However, you will still receive the benefits of being a part of a good standing credit card.
Having an increase in your available credit added to your portfolio improves your debt ratio or "Utilization". Utilization is improved when your credit card debt remains the same but your credit limit is increased. Adding a higher credit limit with a long card history, including timely payments, gives you the best possible boost to your FICO® score within 60 days guaranteed.
How Credit Repair Works?
Repairing your credit score means you want positive events to appear on your credit history and get rid of the negative ones. Your credit score is the quickest way of getting to know what shape your credit history is in. If an institution wishes to know your credit history in detail, they review your credit report.
The institutions that do that often include banks, creditor and any other entities that forward loans. A credit history that’s in good shape makes it easy for you to get the loan you have applied for. As mentioned earlier, credit score is the quickest way to know what your credit history is like. There is good score, bad score and average score wherein bad score means there are lots of negative events on your credit history and vice versa.
Repair Your Credit Through Us
The Credit Coach will help you improve your credit score -- We are ready to work on your file!